Greece

Financially Independent Person (FIP) visa. Residence for people with steady passive income who are not working in Greece, at €3,500/month.

Free, with the law behind every answer

Financially Independent Person (FIP) visa

A 3-year residence permit (increased from 2 years by Law 5038/2023), renewable.

Who qualifies

Stable passive income of at least €3,500/month (€42,000/year), raised from €2,000/month by Law 5038/2023; 20% more for a spouse, 15% more per dependent child.
Law 4251/2014, as amended by Law 5038/2023, Financially Independent Persons permit
Alternative for retirees: demonstrable savings of about €126,000.
Law 5038/2023 amendments to Law 4251/2014
Private health insurance and a clean criminal record.
Law 4251/2014, as amended

You keep your U.S. citizenship.

Does it fit your family?

3 questions, from the program’s own rules.

Steady monthly income, from any source?

Not legal advice.

What it takes.

Income: Steady income each month, rising with each person who moves.
Just you$3,850
2 people$4,428
4 people$5,584
Time: 2–4 months for the residence-permit decision.
Cost: About $600–1,200 in fees, insurance and translations.
The hard part: Documenting recurring passive income at the current €3,500/month floor, which more than doubled the pre-2023 requirement.

Dollar figures are converted from the local currency at the rate the program’s research used; the official figure is in the local currency.

Citizens by 2035.

If your first permit is issued in 2027 and you keep living there, this is the road.

2027
First residence permit
3 years, renewable for 3 years at a time.
2030
Renew the permit
Filed before the old one lapses; renews for 3 years.
2032
Permanent residence
Five years of legal, continuous residence (absences under 6 months in a row and 10 months in total are allowed), enough income, full health insurance, and integration: Greek schooling, a B1 language certificate, or the special state certificate based on an A2 Greek plus Greek history and culture exam.
2034
Apply for citizenship
With a language test and a civics test.
2035
Citizenship

Language: Greek at about B1, tested in the written part of the naturalisation exam (the PEGP).
Civics: The PEGP exam (Certificate of Adequacy of Knowledge for Naturalisation), run twice a year: Greek language plus Greek geography, history, culture and political institutions. Pass mark 70%.
Time away: Seven years of lawful residence in a row immediately before applying. The law sets no day count, but the years must be real residence under a permit type the Citizenship Code accepts; long stays abroad can lead to refusal.
Two passports: Yes. You keep your U.S. citizenship.

The renewable I.8 sufficient-resources permit counts toward long-term residence and the seven-year citizenship clock when Greece is the holder’s real home.
How long the decision takes isn’t published; we allow a year.

The law behind these dates

Living there.

Time you must spend there: The program sets no minimum number of days. Renewal still expects it to be your home.
Tax: Greek tax residence follows from 183+ days/year; the FIP permit itself carries no special tax regime, though qualifying pensioners can separately elect the 7% flat-tax regime (see GR-PENSION7).

We never file a tax return. We tell you what applies and brief the professional who does.

Start today.

Apply at the Greek consulate for your address, or convert an entry visa in Greece through the Ministry of Migration.Open migration.gov.gr ↗
Gather these documents.
- Proof of steady income: at least $3,850 a month
- Request your FBI Identity History Summary
- Health insurance that meets the program’s rules
- Get the AFM (Greek tax number)

Postern can’t run this for you yet.

Postern cannot run this application yet. Missing: The official US national-visa PDF returns HTTP 403 in this execution context and has not been pinned, mapped or visually checked. The current consular district, financially independent income requirement, visa tariff and post-arrival permit and renewal submission specifications are not complete. A generic Greek visa packet does not complete this program.

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