Morocco

Carte de séjour for people with means (visitor/retiree card). Show a steady pension or income and Morocco will let you live there on a renewable residence card, no investment required.

Free, with the law behind every answer

Carte de séjour for people with means (visitor/retiree card)

A one-year residence card (carte d’immatriculation) the first time, renewable, moving to a 10-year carte de résidence after continuous legal residence.

Who qualifies

Applicants without local employment must show regular income of roughly 3,500 MAD a month (about $350) from a pension or other stable source, paid into a Moroccan account, plus proof of accommodation.
Loi n° 02-03 relative à l’entrée et au séjour des étrangers au Royaume du Maroc, and residence-card guidance
The application is filed with the Bureau des Étrangers at the local prefecture within 90 days of arrival on a long-stay visa, with a passport, criminal-record check and, often, a local medical certificate.
Direction Générale de la Sûreté Nationale / service-public.ma, titres de séjour pour résidents étrangers

You keep your U.S. citizenship.

Does it fit your family?

One question, from the program’s own rules.

Steady monthly income, from any source?

Not legal advice.

What it takes.

Income: At least $350 a month, steady and documented.
Time: A few weeks for the long-stay visa, then up to 90 days after arrival to get the residence card issued.
Cost: About $200–500 in fees, translations and the medical certificate; no minimum investment.
The hard part: Proving the income is genuinely regular (recurring bank transfers), not a one-time balance.

Dollar figures are converted from the local currency at the rate the program’s research used; the official figure is in the local currency.

Citizens by 2033.

If your first permit is issued in 2027 and you keep living there, this is the road.

2027
First residence permit
1 year, renewable for 1 year at a time.
2028
Renew the permit
Filed before the old one lapses; renews for 1 year.
2029
Renew the permit
Filed before the old one lapses; renews for 1 year.
2030
Renew the permit
Filed before the old one lapses; renews for 1 year.
2031
Permanent residence
At least four years of continuous legal residence on the yearly registration card (carte d’immatriculation), then a ten-year residence card (carte de résidence), renewable, if the means of living are stable and sufficient.
2032
Apply for citizenship
With a language test.
2033
Citizenship

Language: Working knowledge of Arabic or Amazigh; Amazigh was added in 2024.
Time away: Habitual and regular residence in Morocco for the five years right before applying. The grant is by decree after review by a commission; it is discretionary.
Two passports: Yes. You keep your U.S. citizenship.

A yearly card; after four years it can become a ten-year residence card, and after five years of real residence a family can ask for naturalisation.
How long the decision takes isn’t published; we allow a year.

The law behind these dates

Living there.

Time you must spend there: No fixed day count to keep the card itself, but the income must keep arriving and the card must be renewed on time.
Tax: Residing more than 183 days a year makes you a Moroccan tax resident on worldwide income, though foreign pensions often benefit from an 80% abatement for new retiree residents under Moroccan tax law.

We never file a tax return. We tell you what applies and brief the professional who does.

Start today.

See the résidents étrangers section of Morocco’s public-services portal.Open service-public.ma ↗
Gather these documents.
- Proof of steady income: at least $350 a month
- Request your FBI Identity History Summary
- Health cover for the move
- A lease or other proof of where you’ll live in Morocco

Postern can’t run this for you yet.

The official application forms, submission and recovery specification are not complete. Postern cannot run this application yet.

Options open to you today →

ISSUED TO

YOUR FAMILY

Cover

POSTERN