Mexico

Residente Permanente por Solvencia Económica. A direct-to-permanent-residence option for retirees and rentiers who clear a much higher bar than the temporary visa.

Free, with the law behind every answer

Residente Permanente por Solvencia Económica

Permanent residence card immediately, no renewal, with work rights included.

Who qualifies

Show recurring monthly income, pension or investment, of about 1,140x the daily UMA, roughly $7,400–7,430 at the 2026 UMA of $117.31 pesos, the consulate-set and UMA-indexed figure.
Mexperience, Financial Criteria for Legal Residency in Mexico
Or show total savings or investments of about 45,850x the daily UMA, roughly $298,800 at the 2026 UMA.
Mexperience, Financial Criteria for Legal Residency in Mexico
Some consulates accept a pension certification in place of bank statements.
SRE Embajada de México en Colombia, Residente Permanente Jubilados o Pensionados

You keep your U.S. citizenship.

Does it fit your family?

3 questions, from the program’s own rules.

Steady monthly income, from any source?

Not legal advice.

What it takes.

Income: At least $7,430 a month, steady and documented.
Savings: About $298,800.
Time: 4–10 weeks for consulate processing plus card issuance in Mexico.
Cost: About $300–600, similar fee structure to the temporary option.
The hard part: The bar (1,140x daily UMA in income, or 45,850x in savings) is high enough that most retirees go through the cheaper temporary visa first and convert after 4 years instead.

Dollar figures are converted from the local currency at the rate the program’s research used; the official figure is in the local currency.

Citizens by 2033.

If your first permit is issued in 2027 and you keep living there, this is the road.

2027
First residence permit
10 years, renewable for 10 years at a time.
2032
Apply for citizenship
With a language test and a civics test.
2033
Citizenship

Language: Spanish, shown in an exam set by the Foreign Ministry’s Instituto Matías Romero.
Civics: An exam on Mexican history and culture. Children, people over 60 and refugees only have to show they speak Spanish.
Time away: The years must come right before the application, on a temporary or permanent residence card. Trips abroad do not break the clock unless, in the last two years before applying, they add up to more than six months.
Two passports: It depends on the rules at the time and on your home country.

Permanent from day one; the adult card has no expiry, so no renewals in practice. Citizenship after five years (two for Latin Americans and Iberians).
How long the decision takes isn’t published; we allow a year.
Whether you can keep your current citizenship depends on the rules at the time and your home country.

The law behind these dates

Living there.

Time you must spend there: No minimum days are required to keep permanent residence itself, but you must re-enter Mexico at least once every 2 years to avoid the card lapsing.
Tax: More than 183 days a year in Mexico makes you a tax resident on worldwide income.

We never file a tax return. We tell you what applies and brief the professional who does.

Start today.

Gather 12 months of qualifying bank or investment statements and book a permanent-residence visa appointment at the Mexican consulate serving your home address.Open mexperience.com ↗
Gather these documents.
- Proof of steady income: at least $7,430 a month
- Request your FBI Identity History Summary
- Health cover for the move

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