Portugal

D7 passive-income visa. A residence visa for anyone with steady passive income — pension, rent, dividends — pegged to the Portuguese minimum wage.

Free, with the law behind every answer

D7 passive-income visa

A one-year residence visa converted into a two-year residence permit on arrival, renewable for further three-year periods.

Who qualifies

Steady passive income of at least the Portuguese minimum wage per month for the main applicant (€920/month, or about €11,040/year, in 2026), plus 50% more for a spouse and 30% more per dependent child.
AIMA — Visto de Residência para Titulares de Rendimentos Próprios (D7), Regulatory Decree 139/2025 minimum-wage reference
Income must come from outside employment in Portugal: pensions, rental income, dividends, royalties or similar.
AIMA — D7 visa requirements
A clean criminal record and proof of accommodation in Portugal.
AIMA — D7 visa requirements

You keep your U.S. citizenship.

Does it fit your family?

3 questions, from the program’s own rules.

Steady monthly income, from any source?

Not legal advice.

What it takes.

Income: Steady income each month, rising with each person who moves.
Just you$1,012
2 people$1,265
4 people$1,771
Time: 6–12 months for the visa and first residence permit.
Cost: About $600–1,200: visa fee, AIMA residence-permit fee, and certified translations.
The hard part: Documenting stable, recurring passive income a consulate will accept — a single large deposit does not count.

Dollar figures are converted from the local currency at the rate the program’s research used; the official figure is in the local currency.

Citizens by 2038.

If your first permit is issued in 2027 and you keep living there, this is the road.

2027
First residence permit
2 years, renewable for 3 years at a time.
2029
Renew the permit
Filed before the old one lapses; renews for 3 years.
2032
Permanent residence
Five years on temporary residence permits, basic Portuguese (A2: a CAPLE test such as CIPLE, a Portuguese school certificate or a Português Língua de Acolhimento course), and no prison sentence over one year in those five years.
2037
Apply for citizenship
With a language test and a civics test.
2038
Citizenship

Language: Proof by test or certificate of enough Portuguese. Nationals of Portuguese-speaking countries are presumed to know the language unless they plainly do not. The law sets no level; the old rules asked for A2 (CIPLE), and the new regulation is still awaited.
Civics: New in 2026: a test or certificate showing knowledge of Portuguese culture, history and national symbols, plus the rights and duties of citizens and how the state is organised, and a solemn declaration of adherence to the rule of law. Nationals of Portuguese-speaking countries still have to show the culture and civics part.
Time away: Years of legal residence under any permit are added up, whether continuous or broken, as long as they all fall within a 12-year window (9 years for EU and Portuguese-speaking nationals). The clock now starts when the first residence permit is issued, not when it was applied for. Separately, a temporary permit can be cancelled after more than 6 months away in a row or 8 months in total during its validity.
Two passports: Yes. You keep your U.S. citizenship.

The visa becomes a two-year permit, then three-year renewals; permanence after five years, citizenship after ten (seven for EU and Portuguese-speaking nationals).
How long the decision takes isn’t published; we allow a year.

The law behind these dates

Living there.

Time you must spend there: No fixed day count for the visa itself, but you must not be absent more than 6 consecutive months or 8 months total in any 2-year period, to keep the residence permit.
Tax: Portuguese tax residence follows from spending 183+ days/year or having a habitual home there; the old NHR regime is closed to new entrants but its successor, IFICI (the tax incentive for scientific research and innovation), only applies to qualifying employment or professional income, not passive income, so most D7 holders pay ordinary Portuguese tax on worldwide income.

We never file a tax return. We tell you what applies and brief the professional who does.

Start today.

Apply for the D7 visa at the Portuguese consulate for your address.Open gov.pt ↗
Gather these documents.
- Proof of steady income: at least $1,012 a month
- Request your FBI Identity History Summary
- Health cover for the move
- A lease or other proof of where you’ll live in Portugal
- Get the NIF (Portuguese tax number)

Postern can’t run this for you yet.

Which state do you live in?

Tell us which state you live in. Postern runs this application through the VFS Global Portugal centres in New York, Washington, Houston, Miami, Chicago and San Francisco, for residents of NY, CT, MI, AL, AR, FL, GA, IL, IN, IA, KS, KY, LA, MD, MN, MS, MO, NE, NC, ND, OH, OK, SC, SD, TN, TX, VA, WV, WI, DC, AK, AZ, CA, CO.

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